Edwardsville has been rebuilding and resettling for over two hundred years — from the log courthouse that once stood on North Main Street to the historic homes of Leclaire and the neighborhoods that have grown up around SIUE. When a storm, a fire, or a flood damages your home or business here, you deserve the same kind of steady, local support the city itself has always leaned on.
Deskar 6 is a licensed public adjusting firm. We don’t work for your insurance company — we work for you. We inspect the damage, document everything, and negotiate directly with your insurer so the settlement actually reflects what it will cost to make things right.
No upfront fees. We only get paid when you do.
Edwardsville Has Seen Real Damage — Here's Why That Matters to Your Claim
Edwardsville isn’t a stranger to serious property loss. The EF-3 tornado that tore through the city on December 10, 2021, is still a reference point for how quickly severe weather can turn a normal evening into a major claim. Cahokia Creek, which runs through town, has its own history of rising fast during heavy summer storms and putting low-lying properties at risk. And Illinois as a whole has recently led the country in tornado activity, with insurers noting that today’s storms often combine wind, hail, and flash flooding in the same event.
None of that makes your specific claim automatic. It does mean that when an adjuster from a national insurance company drives in, inspects your roof for twenty minutes, and hands you an estimate, that estimate is worth a second look — especially if it doesn’t seem to account for everything a storm like that can actually do to a house.
Claims on Edwardsville’s Historic Homes Take a Different Kind of Attention
A meaningful share of Edwardsville’s housing stock isn’t standard new construction. The Leclaire Historic District, the Brick Street District, and the St. Louis Street District are home to houses built in the late 1800s and early 1900s — Queen Anne, Craftsman, and Colonial Revival homes with original woodwork, older roof lines, and materials that aren’t sold at a big-box store anymore.
That matters at claim time. Insurance estimates often assume modern, easily-sourced materials and standard labor costs. On an older home, matching an original slate or shingle pattern, sourcing period-appropriate siding, or working around a Landmarks Board review can cost meaningfully more than a generic estimate accounts for — and that gap is money that should be in your settlement, not out of your pocket.
Newer neighborhoods near SIUE and the west-side subdivisions have their own version of this problem: different roofing systems, different drainage patterns, and different moisture issues than the historic core. Either way, a claim built around your actual home — not a template — is the whole point of hiring a public adjuster.
What We Handle for Edwardsville Homeowners and Business Owners
- Storm and tornado damage — roofs, siding, windows, fences, and outbuildings, including claims connected to the kind of severe straight-line wind and tornado activity Edwardsville has experienced firsthand
- Water and flood damage — heavy rainfall, roof leaks, sewer backups, basement intrusion, and creek-adjacent flooding near Cahokia Creek and its tributaries
- Fire and smoke damage — structural repair, smoke and soot cleanup, and contents documentation
- Frozen pipe and winter freeze damage — a recurring issue in older homes with aging plumbing
- Commercial and multifamily property claims — for the retail corridors along Route 157 and 159 and the multifamily and rental housing near campus
Whether you’re filing a new claim or you already have an estimate that feels too low, we can look at it with you at no cost.
Local Adjuster, Not a Storm-Chaser
After a big weather event, it’s common for adjusters and contractors from out of state to show up in a hard-hit area, sign people quickly, and move on before the work is done. Deskar 6 is licensed to operate in Illinois, works claims from inspection through settlement, and stays reachable after the check is cut — not just during the busiest week of storm season.
If you’re comparing options, it’s worth asking any adjuster where they’re actually licensed, how long they’ve worked in the area, and what happens if your claim needs to be reopened months later. We’re glad to answer those questions directly.
Our Process
Homeowners We’ve Helped:
Real homeowners. Real claims. Real results.
We Also Serve Nearby Communities
Edwardsville is our focus here, and we also work with homeowners and business owners in Glen Carbon, Maryville, Troy, and the surrounding Madison County area. If you’re closer to Collinsville, O’Fallon, or Belleville, those pages have details specific to those cities — but if you’re ever unsure whether we cover your address, just call and we’ll tell you plainly.
Frequently Asked Questions — Public Adjusters in Edwardsville, IL
Is it worth hiring a public adjuster for a smaller claim?
It depends on the claim. For a very minor, clearly-covered repair, a public adjuster’s fee may not make sense. For anything involving roof damage, water intrusion, or a settlement that feels lower than the actual repair cost, a free review can tell you quickly whether there’s more to the claim than the insurer’s first number — with no obligation either way.
How do I know a public adjuster is legitimate and not a scam?
Ask for their Illinois license number, confirm it’s active, and be cautious of anyone pressuring you to sign a contract on the spot, especially right after a storm. A legitimate public adjuster is glad to answer questions, explain fees up front, and give you time to decide.
Is a public adjuster the same as a roofing contractor who offers to "handle the insurance side"?
No. Contractors aren’t licensed to negotiate or represent you in an insurance claim. A public adjuster is independently licensed for exactly that purpose and has no financial stake in which company does the repair work.
Can I still do anything about a claim from the 2021 tornado or another older storm?
Sometimes. If a claim was underpaid, partially denied, or new damage was discovered later, there may still be a window to supplement or reopen it, depending on your policy and timing. It’s worth a free review to find out where things stand.
Does my homeowners policy cover flooding from Cahokia Creek?
Usually not by default. Standard homeowners policies typically exclude flood damage from a rising body of water, which is covered separately through the National Flood Insurance Program. Wind-driven rain and sewer backup (if you carry that endorsement) are handled differently. We can help you understand which applies to your loss.
Will an older, historic home cost more to settle fairly?
Often, yes — and that’s exactly why a documented, independent inspection matters. Original materials, code compliance, and Landmarks Board requirements can add real cost that a quick first estimate may not capture.
Get a Free Insurance Claim Review in Edwardsville, IL
No obligation. No pressure. Just a straightforward second opinion on where your claim actually stands.
