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Public Adjuster in Chicago, IL

If your insurance claim has been delayed, denied, or underpaid, you’re not alone. Our licensed public adjusters in Chicago work for you — not the insurance company.

Free Claim Review
No Upfront Fees
We Only Get Paid When You Do

Free Insurance Claim Audit

Public Insurance Adjuster Chicago -- Maximize Your Claim

Deskar 6 is a licensed public adjuster serving homeowners and property owners throughout the Chicago area. We help people get through one of the most frustrating experiences there is: filing an insurance claim, expecting a fair payout, and getting something that doesn’t come close to covering the actual damage.

Chicago properties take a beating. Brutal winters mean frozen pipes and ice dams. Spring brings severe thunderstorms, high winds, and hail that tears through roofs and siding. Summer heat followed by heavy rain causes basement flooding and foundation issues. Whatever brought you here — we handle it.

Our job is to assess your damage thoroughly, document everything, and negotiate directly with your insurance company to make sure you get paid what your policy actually covers. Not what they feel like offering. What you are owed.

Why Work with

A Chicago Public Adjuster?

Your insurance company sends their own adjuster to assess your damage. That adjuster works for them. Their job is to protect the insurance company’s bottom line — not yours.

A public adjuster like Deskar 6 comes in on your side. Same level of expertise. Completely different incentive.

Here is what that looks like when you work with us in Chicago:

  • We know Chicago properties. From the two-flats and greystones in Logan Square and Pilsen to the older bungalow neighborhoods on the South and West sides to the newer construction in the suburbs — we have seen it all. Property types, building ages, and risk profiles vary across this metro. We work with all of them.
  • We understand Chicago-area insurance practices, local building codes, and what repairs actually cost here. That matters when an insurance company tries to base your payout on national averages that have nothing to do with actual contractor rates in Chicagoland.
  • We handle everything from the first inspection to the final settlement check. You don’t have to figure out the paperwork, argue with adjusters, or wonder if you left money on the table
1

Free Inspection & Damage Assessment

We visit your property to inspect visible and hidden damage — roof, siding, interior, contents, and more. This step is completely free and no obligation.
(We catch what others miss)
2

Policy Review & Claim Strategy

We review your insurance policy to understand what’s covered and create a plan to maximize your claim based on your damage and coverage.
(We know how to speak the insurance company's language)
3

Detailed Documentation & Estimate

We create a complete, professional estimate using insurance-standard software (Xactimate) with photos, measurements, and damage breakdowns.
(This ensures your claim is accurate and thorough)
4

We File & Negotiate the Claim

We handle the back-and-forth with your insurance company, adjusters, and contractors. Our goal is to make sure you’re paid fairly and fully.
(We fight for more than just the bare minimum)
5

Settlement & Support

Once the claim is approved, you receive the payout directly. We guide you through next steps and can coordinate with trusted contractors if needed.
(You get the funds to properly restore your home)

What Does it Cost?

No cost to the homeowner—the contractor pays for our services. We only get paid if you do. Most clients end up with significantly more than they would have received on their own.

Free Insurance Claim Audit

Types of Property Damage Claims We Handle in Chicago

  • Storm damage insurance claims (severe thunderstorms, high winds, tornado and microburst damage)
  • Hail damage claims for roofs, siding, gutters, and windows — residential and commercial
  • Water damage and flooding claims (basement flooding, burst pipes, ice dams, sewer backup)
  • Fire damage insurance claims (smoke damage, structural loss, total loss)
  • Roof damage claims — missing shingles, ice dam damage, structural issues from Chicago winters
  • Frozen pipe claims — a common and often underpaid claim type in this climate
  • Commercial property insurance claims for Chicago business owners
  • Denied or underpaid insurance claim reviews

Chicago weather is not forgiving. The lake effect alone causes ice buildup and wind damage that homeowners in other cities don’t deal with. If your property has been damaged and your insurance company isn’t moving fast or paying fairly, that is exactly what we are here for.

Your Claim Was Denied or Underpaid. Now What?

A denial or a low offer isn’t necessarily the end. Insurance companies make mistakes in their assessments — sometimes by accident, sometimes not. We come in, review exactly what happened, and push back with the documentation and expertise to give your claim a real second look.

A lot of Chicago homeowners come to us after getting an offer they knew didn’t cover what they actually lost. In most cases, we can do something about it.

Free Insurance Claim Audit

Serving Homeowners Across Chicago and the Suburbs

Chicago is one of the largest property markets in the country. It is also one of the most weather-exposed. Between the lake, the clay soil that shifts and causes foundation issues, and winters that regularly hit below zero, property damage here is not a rare event — it is something homeowners deal with on a rolling basis.

We work with homeowners and property owners throughout the city and the surrounding suburbs. Whether you are in a condo in River North, a bungalow in Bridgeport, a two-flat in Wicker Park, or a house in Naperville or Oak Park — if you have a property damage claim, we can help.

We serve clients throughout:

  • City of Chicago (all neighborhoods — North Side, South Side, West Side, downtown and surrounding areas)
  • Naperville
  • Evanston
  • Schaumburg
  • Aurora
  • Joliet
  • Oak Park
  • Elgin
  • Waukegan
  • Cicero
  • Berwyn
  • And surrounding communities throughout Chicagoland

If you are in the Chicago area and dealing with a property damage claim, reach out. We can tell you within minutes whether we can help — and that first conversation costs you nothing.

FAQ

When should I hire a public adjuster in Chicago?
As soon as you notice property damage — or as soon as your claim feels like it is going sideways. If the insurance company’s adjuster has already visited and made a low offer, it is not too late. We can still review the claim and push for a better result.

How much does a public adjuster cost in Chicago?
Nothing upfront. Our fees are coordinated through the repair process — you don’t write us a check out of pocket. Most clients end up recovering significantly more than they would have on their own, even after our fees are factored in.

What is the difference between a public adjuster and the insurance company adjuster?
The insurance company’s adjuster is employed by the insurance company. Their job is to settle your claim as efficiently as possible — for the insurance company. A public adjuster works exclusively for you. Same expertise, completely different side of the table.

Does Deskar 6 serve the Chicago suburbs?
Yes. We work throughout the entire Chicagoland area — the city itself and the surrounding suburbs including Naperville, Evanston, Schaumburg, Aurora, Oak Park, Joliet, and more. If you are in the metro, we can help.Who We Are

Can you help if my claim was already filed but I got a bad settlement?
In many cases, yes — especially if the settlement was recent. Reach out and we will take a look at your situation. The initial review is always free and there is no obligation.

Get a Free Chicago Insurance Claim Audit. Know What You Are Owed.

No obligation. No pressure. Just an expert on your side.

Deskar6
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