Need a public adjuster in Homewood, IL? Deskar 6 is here to help.
We are licensed public adjusters in Illinois. We work for you, not the insurance company. We look at the damage, read your policy, and write everything down. Then we deal with your insurance company for you. Our goal is simple: a fair settlement, so you can fix your home and get back to normal.
Homewood is a village of about 19,500 people in Cook County, about 22 miles south of downtown Chicago. It sits next to Flossmoor, Hazel Crest, Glenwood, and Chicago Heights. On July 27, 2026, the National Weather Service confirmed an EF-1 tornado that tracked from Country Club Hills through Hazel Crest and into Homewood. Homewood was also named among the areas with wind gusts of 80 to 105 mph. If your home took damage that day, or in any storm since, it’s worth a second look.
No upfront cost. We only get paid when you do.
Was Your Homewood Insurance Claim Underpaid?
Did your insurance check come in too low? Was your claim denied? You do not have to just accept it.
Insurance estimates miss things. They can miss damage you can’t see, like water behind a wall. They can leave out parts of a roof or siding job. After a big storm, the insurance company’s adjusters have a lot of claims to get through. Details slip.
A free claim review is a good idea if:
- Your check is less than what a repair quote says the work will cost
- A contractor found damage the insurance company left out
- Your claim was denied, all of it or part of it
- The insurance company is slow or keeps asking for more paperwork
- You don’t know what your policy covers
- You feel rushed to sign
Before you say yes to a low offer, let us take a look. It’s free.
Homewood Public Adjuster Services
When you file a claim, the insurance company sends its own adjuster. That person works for the insurance company. A public adjuster works for you.
Here is how we help Homewood homeowners, landlords, and business owners:
- We inspect the damage
- We read your policy
- We check the insurance company’s estimate
- We document the damage with photos and notes
- We go after damage that was missed
- We review denied and underpaid claims
- We handle the calls and emails with your insurance company
- We negotiate for a fair settlement
We are not a roofer or a contractor. We do not do repairs. Our only job is your claim. You choose who does the work.
Property Damage Claims We Handle in Homewood, IL
Storm and Wind Damage
The July 27 storms brought heavy tree damage to Homewood. The National Weather Service got reports of uprooted trees falling onto homes near Governors Park, and many trees snapped or pulled up along Center Avenue. When a tree hits a house, the damage can go deeper than the roof. Wind can also lift shingles, bend gutters, and crack siding in ways that are hard to see from the ground. We check the whole property so nothing gets missed.
Hail Damage
Hail can dent gutters and siding and bruise shingles. Insurance companies sometimes call hail damage “wear and tear.” We document it carefully and tie it to the date of the storm.
Water Damage and Flooding
Heavy rain, roof leaks, burst pipes, and sewer backups can all cause water damage. Water can hide under floors and behind walls. Whether it’s covered depends on what caused it and what your policy says. We read your policy first, so the claim is set up the right way.
Fire and Smoke Damage
A fire claim is more than what burned. Smoke, soot, and odor can spread through the whole house. The things inside your home may be damaged too. We help put all of it in the claim.
Frozen and Burst Pipes
Illinois winters are hard on pipes. When a pipe bursts, the water can soak floors, walls, and ceilings. We make sure the claim covers everywhere the water went, not just the pipe.
Commercial and Rental Property Claims
Own a business or a rental in Homewood? We help with those claims too. Learn more on our Business Owners page.
Why Hire a Public Adjuster in Homewood?
Most people only file a few insurance claims in their whole life. Insurance companies handle claims every single day. That is not an even match.
Our founder, Martin Kaczmarek, used to work as an adjuster on the insurance company side. He saw how often a fair claim got paid less than it should. So he switched sides. Now Deskar 6 uses that same know-how for homeowners.
Some people hear from a contractor, or even their insurance agent, that they don’t need a public adjuster. It’s your choice. But a roofer or contractor is not licensed to negotiate your claim. A licensed public adjuster is. The insurance company has an expert on its side. You should too.
It’s also easier on you. We take the calls, the paperwork, and the back and forth. You get to focus on your family.
Our Homewood Insurance Claim Process
No Upfront Cost to Get Started
Your claim review is free. There is nothing to pay up front. We only get paid when you do.
Before you take a low offer or give up on a denied claim, talk to us first.
Homeowners We’ve Helped:
Real homeowners. Real claims. Real results.
Frequently Asked Questions About Public Adjusters in Homewood, IL
What does a public adjuster do?
A public adjuster works for you on a property damage claim. We inspect the damage, read your policy, document the loss, and negotiate with your insurance company for a fair settlement.
Is Deskar 6 licensed in Illinois?
Yes. We are licensed public adjusters in Illinois, Wisconsin, and Missouri. You can see our license on our Licenses page.
Can you help if my home was damaged in the July 27, 2026 storms?
Yes. Whether you already filed, got an estimate, or got denied, we can review your claim. Your policy has deadlines, so don’t wait too long to reach out.
When should I call a public adjuster in Homewood?
Call us if your claim was denied, delayed, or paid too little. You can also call before you file. Getting help early can keep small mistakes from hurting your claim.
Can you help if my claim was already denied?
Often, yes. We look at the denial letter, the policy, and the damage to see if there is a path forward.
How much does a public adjuster cost in Homewood?
The claim review is free. There is no upfront fee. We only get paid when you do.
Are you a roofer or a contractor?
No. Deskar 6 is a licensed public adjuster. We do not do roofing or repairs. We work on your insurance claim, and you choose who does the work.
My contractor said I don't need a public adjuster. Should I still call?
That’s up to you, and a free review costs nothing. A contractor can tell the insurance company you want to file a claim. But only a licensed public adjuster can represent you and negotiate your settlement.
Do you handle water damage and basement flooding claims?
Yes. We help with burst pipes, roof leaks, appliance leaks, sewer backups, and storm water. Coverage depends on the cause and your policy, and we go over that with you.
Do you help landlords and business owners?
Yes. We help with commercial, rental, and multi-unit property claims in Homewood and nearby towns.
Should I accept the insurance company's first offer?
Not until you understand it. Have the estimate reviewed before you sign anything that closes your claim.
Areas We Serve Near Homewood
We also help property owners in these nearby communities:
- Country Club Hills
- South Holland
- Tinley Park
- Flossmoor
- Hazel Crest
- East Hazel Crest
- Glenwood
- Thornton
- Chicago Heights
For the wider area, see our Chicago public adjuster page and our Illinois page. Not sure if we cover your address? Call us and we’ll tell you.
Get a Free Insurance Claim Review in Homewood, IL
When disaster strikes, we’re on your side. Insurance companies have adjusters. You should too.
