Our Services

Policy Review & Coverage Analysis

  • Examining your insurance policy to determine the extent of coverage.

  • Explaining policy terms, exclusions, and limitations.

  1. Damage Assessment & Documentation

    • Conducting a thorough inspection of property damage (e.g., roofing, water damage, fire damage).

    • Documenting losses through photos, videos, and reports.

    • Estimating repair or replacement costs.

  2. Claim Preparation & Submission

    • Preparing a detailed claim with supporting evidence.

    • Submitting the claim to the insurance company on your behalf.

  3. Negotiation with Insurance Companies

    • Communicating directly with insurance adjusters.

    • Negotiating for a higher settlement amount.

    • Handling any disputes or claim denials.

  4. Settlement Assistance

    • Ensuring the final settlement aligns with the policyholder’s damages and entitlements.

    • Reviewing the insurance company’s offer before acceptance.

  5. Appealing Denied or Underpaid Claims

    • If a claim is denied or underpaid, a public adjuster can appeal and provide additional evidence to support the claim.

Claim Evaluation and Documentation
Public adjusters assess property damage, estimate the value of the loss, and gather detailed documentation (photos, reports, repair estimates) to support the insurance claim.

Policy Review and Claim Filing
They analyze your insurance policy to understand coverage and exclusions, then prepare, file, and manage the claim to ensure it meets all policy and legal requirements.

Negotiation and Settlement Maximization
Public adjusters negotiate with the insurance company on your behalf to secure the highest possible settlement and make sure you receive what you're rightfully owed.

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