Summary
When severe weather hits, it’s easy to feel overwhelmed. This checklist walks you step-by-step through what to do after storm damage—so you can protect your home, document everything properly, and set up your insurance claim for success.
Intended Audience: Homeowners and property managers who’ve recently experienced storm damage and want to ensure they handle their insurance claim correctly.
Key Takeaways:
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Inspect safely and document immediately.
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Avoid costly mistakes when filing your claim.
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Know when to call a public adjuster for help.
Introduction
Storms can strike fast—and the damage they leave behind isn’t always obvious. Roof leaks, siding damage, and water intrusion can worsen if not addressed immediately. That’s why Deskar 6 created this free storm damage checklist: to give you a simple, actionable guide for protecting your home and your insurance claim.
Storm Damage Inspection Checklist
1. Stay Safe First
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Don’t climb on the roof or enter unsafe areas.
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Watch for downed power lines, broken glass, and flooding.
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Document damage from the ground until it’s safe to inspect up close.
2. Document Everything
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Take photos and videos of all visible damage (interior and exterior).
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Capture close-ups and wide shots for context.
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Note the date, time, and type of storm (hail, wind, rain, etc.).
3. Inspect Key Areas
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Roof: Missing shingles, hail dents, or flashing damage.
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Siding: Cracks, chips, or holes.
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Windows & Doors: Broken glass, seal failure, or water leaks.
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Gutters & Downspouts: Bent or detached sections.
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Ceilings & Walls: Water stains or bubbling paint.
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Yard & Surroundings: Damaged fences, trees, or exterior structures.
4. Prevent Further Damage
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Cover broken windows or roof sections with tarps.
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Turn off water if leaks are detected.
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Keep receipts for any temporary repairs or materials.
5. Review Your Insurance Policy
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Check your deductible, exclusions, and coverage limits.
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Note filing deadlines for your claim.
6. Call a Public Adjuster Before Filing
Before you submit your claim, call Deskar 6 for a free damage inspection. We can help you:
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Identify hidden damage often missed by insurance adjusters.
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Prepare proper documentation to support your claim.
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Handle communication and negotiation with your insurer.
Why This Matters
After every major storm, insurers are flooded with claims. Small errors, missing documentation, or vague descriptions can lead to low settlements or denials. A public adjuster ensures your claim is filed correctly and backed by solid evidence—so you get every dollar you deserve.
Download Your Free Checklist
Get the printable version of this checklist today to keep in your home emergency folder.
Download Free Storm Damage Checklist PDF
Or contact Deskar 6 for a free inspection at Deskar6.com/free-damage-inspection or call (414) 414-7470.